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Get offers status

Action

Using the heavy access token you received in the heavy token call, proceed to request loan offers status using the endpoint and values below.


Method GET
Endpoint https://api.nedbank.co.za/apimarket/sandbox/nb-loans/v1/loans/{CASE_ID}/offers/status
Request
Headers
Header Value Description
Content-Type application/json The data type being sent to the endpoint
x-fapi-financial-id OB/2017/001 Financial ID
Authorization Bearer <ACCESS_TOKEN> The access token you received from the heavy token token call. Replace <ACCESS_TOKEN> with the token you received.
x-ibm-client-id <YOUR CLIENT ID> The client ID you received when creating the app on the portal.
x-ibm-client-secret <YOUR CLIENT SECRET> The client secret you received when creating the app on the portal.

Response JSON
                            
{
    "Data": {
        "Status": "LOAN_CALCULATED",
        "Finances": {
            "Income": "8601.26",
            "Expenses": "3349.88",
            "DebtObligationTotal": "1953.06"
        },
        "Offers": [{
            "RequestedLoanAmount": "1999",
            "OriginallyRequestedLoanAmount": "1999",
            "Term": "6",
            "LoanPurposeType": "1011",
            "IsAppealAllowed": "false",
            "IsChangeAllowed": "true",
            "Repayment": {
                "Currency": "ZAR",
                "CreditCostMultiple": "1.52",
                "MinAmount": "990.0",
                "MaxAmount": "5793.57",
                "Amount": "1999.0",
                "TotalFeeAndCreditCost": "682.57",
                "CreditAdvanced": "2303.63",
                "Frequency": "Monthly",
                "TotalRepayment": "3034.56",
                "BaseInstallmentAmount": "428.7",
                "TotalInstallmentAmount": "505.76",
                "TotalPaymentToLenders": "0.0"
            },
            "Interest": {
                "Rate": "22.00",
                "Type": "1001",
                "FriendlyDescription": "Fixed Interest Rate",
                "IsStaffPreferentialRate": "false",
                "DecimalRate": "0.22"
            },
            "Pricing": {
                "Fee": [{
                    "Currency": "ZAR",
                    "Amount": "304.63",
                    "Type": "initiationFee",
                    "Frequency": "OnceOff",
                    "Description": "Initiation Fee"
                }, {
                    "Currency": "ZAR",
                    "Amount": "69.0",
                    "Type": "AdminFee",
                    "Frequency": "Monthly",
                    "Description": "Monthly Service Fee"
                }]
            },
            "CrossSellDetails": {
                "Optionality": "Optional",
                "AcceptanceStatus": "TakenUp"
            },
            "Insurance": {
                "MonthlyInsurancePremium": "8.06",
                "InsuranceCommission": "0.56",
                "CostOfInsurance": "7.5",
                "CreditCostMultiple": "2.43",
                "InsuranceFlatFee": "0.0"
            }
        }, {
            "RequestedLoanAmount": "1999",
            "OriginallyRequestedLoanAmount": "1999",
            "Term": "12",
            "LoanPurposeType": "1011",
            "IsAppealAllowed": "false",
            "IsChangeAllowed": "true",
            "Repayment": {
                "Currency": "ZAR",
                "CreditCostMultiple": "1.82",
                "MinAmount": "990.0",
                "MaxAmount": "11037.87",
                "Amount": "1999.0",
                "TotalFeeAndCreditCost": "1236.61",
                "CreditAdvanced": "2303.63",
                "Frequency": "Monthly",
                "TotalRepayment": "3636.96",
                "BaseInstallmentAmount": "226.02",
                "TotalInstallmentAmount": "303.08",
                "TotalPaymentToLenders": "0.0"
            },
            "Interest": {
                "Rate": "22.00",
                "Type": "1001",
                "FriendlyDescription": "Fixed Interest Rate",
                "IsStaffPreferentialRate": "false",
                "DecimalRate": "0.22"
            },
            "Pricing": {
                "Fee": [{
                    "Currency": "ZAR",
                    "Amount": "304.63",
                    "Type": "initiationFee",
                    "Frequency": "OnceOff",
                    "Description": "Initiation Fee"
                }, {
                    "Currency": "ZAR",
                    "Amount": "69.0",
                    "Type": "AdminFee",
                    "Frequency": "Monthly",
                    "Description": "Monthly Service Fee"
                }]
            },
            "CrossSellDetails": {
                "Optionality": "Optional",
                "AcceptanceStatus": "TakenUp"
            },
            "Insurance": {
                "MonthlyInsurancePremium": "8.06",
                "InsuranceCommission": "0.56",
                "CostOfInsurance": "7.5",
                "CreditCostMultiple": "2.43",
                "InsuranceFlatFee": "0.0"
            }
        }, {
            "RequestedLoanAmount": "1999",
            "OriginallyRequestedLoanAmount": "1999",
            "Term": "24",
            "LoanPurposeType": "1011",
            "IsAppealAllowed": "false",
            "IsChangeAllowed": "true",
            "Repayment": {
                "Currency": "ZAR",
                "CreditCostMultiple": "2.43",
                "MinAmount": "1990.0",
                "MaxAmount": "12021.15",
                "Amount": "1999.0",
                "TotalFeeAndCreditCost": "2359.09",
                "CreditAdvanced": "2303.63",
                "Frequency": "Monthly",
                "TotalRepayment": "4856.16",
                "BaseInstallmentAmount": "125.28",
                "TotalInstallmentAmount": "202.34",
                "TotalPaymentToLenders": "0.0"
            },
            "Interest": {
                "Rate": "22.00",
                "Type": "1001",
                "FriendlyDescription": "Fixed Interest Rate",
                "IsStaffPreferentialRate": "false",
                "DecimalRate": "0.22"
            },
            "Pricing": {
                "Fee": [{
                    "Currency": "ZAR",
                    "Amount": "304.63",
                    "Type": "initiationFee",
                    "Frequency": "OnceOff",
                    "Description": "Initiation Fee"
                }, {
                    "Currency": "ZAR",
                    "Amount": "69.0",
                    "Type": "AdminFee",
                    "Frequency": "Monthly",
                    "Description": "Monthly Service Fee"
                }]
            },
            "CrossSellDetails": {
                "Optionality": "Optional",
                "AcceptanceStatus": "TakenUp"
            },
            "Insurance": {
                "MonthlyInsurancePremium": "8.06",
                "InsuranceCommission": "0.56",
                "CostOfInsurance": "7.5",
                "CreditCostMultiple": "2.43",
                "InsuranceFlatFee": "0.0"
            }
        }, {
            "RequestedLoanAmount": "1999",
            "OriginallyRequestedLoanAmount": "1999",
            "Term": "36",
            "LoanPurposeType": "1011",
            "IsAppealAllowed": "false",
            "IsChangeAllowed": "true",
            "Repayment": {
                "Currency": "ZAR",
                "CreditCostMultiple": "2.24",
                "MinAmount": "4990.0",
                "MaxAmount": "13766.35",
                "Amount": "4990.0",
                "TotalFeeAndCreditCost": "4834.88",
                "CreditAdvanced": "5638.6",
                "Frequency": "Monthly",
                "TotalRepayment": "11183.76",
                "BaseInstallmentAmount": "221.93",
                "TotalInstallmentAmount": "310.66",
                "TotalPaymentToLenders": "0.0"
            },
            "Interest": {
                "Rate": "22.00",
                "Type": "1001",
                "FriendlyDescription": "Fixed Interest Rate",
                "IsStaffPreferentialRate": "false",
                "DecimalRate": "0.22"
            },
            "Pricing": {
                "Fee": [{
                    "Currency": "ZAR",
                    "Amount": "648.6",
                    "Type": "initiationFee",
                    "Frequency": "OnceOff",
                    "Description": "Initiation Fee"
                }, {
                    "Currency": "ZAR",
                    "Amount": "69.0",
                    "Type": "AdminFee",
                    "Frequency": "Monthly",
                    "Description": "Monthly Service Fee"
                }]
            },
            "CrossSellDetails": {
                "Optionality": "Optional",
                "AcceptanceStatus": "TakenUp"
            },
            "Insurance": {
                "MonthlyInsurancePremium": "8.06",
                "InsuranceCommission": "0.56",
                "CostOfInsurance": "7.5",
                "CreditCostMultiple": "2.43",
                "InsuranceFlatFee": "0.0"
            }
        }, {
            "RequestedLoanAmount": "1999",
            "OriginallyRequestedLoanAmount": "1999",
            "Term": "48",
            "LoanPurposeType": "1011",
            "IsAppealAllowed": "false",
            "IsChangeAllowed": "true",
            "Repayment": {
                "Currency": "ZAR",
                "CreditCostMultiple": "2.38",
                "MinAmount": "7490.0",
                "MaxAmount": "13766.35",
                "Amount": "7490.0",
                "TotalFeeAndCreditCost": "7966.86",
                "CreditAdvanced": "8426.1",
                "Frequency": "Monthly",
                "TotalRepayment": "17808.48",
                "BaseInstallmentAmount": "272.52",
                "TotalInstallmentAmount": "371.01",
                "TotalPaymentToLenders": "0.0"
            },
            "Interest": {
                "Rate": "22.00",
                "Type": "1001",
                "FriendlyDescription": "Fixed Interest Rate",
                "IsStaffPreferentialRate": "false",
                "DecimalRate": "0.22"
            },
            "Pricing": {
                "Fee": [{
                    "Currency": "ZAR",
                    "Amount": "936.1",
                    "Type": "initiationFee",
                    "Frequency": "OnceOff",
                    "Description": "Initiation Fee"
                }, {
                    "Currency": "ZAR",
                    "Amount": "69.0",
                    "Type": "AdminFee",
                    "Frequency": "Monthly",
                    "Description": "Monthly Service Fee"
                }]
            },
            "CrossSellDetails": {
                "Optionality": "Optional",
                "AcceptanceStatus": "TakenUp"
            },
            "Insurance": {
                "MonthlyInsurancePremium": "8.06",
                "InsuranceCommission": "0.56",
                "CostOfInsurance": "7.5",
                "CreditCostMultiple": "2.43",
                "InsuranceFlatFee": "0.0"
            }
        }, {
            "RequestedLoanAmount": "1999",
            "OriginallyRequestedLoanAmount": "1999",
            "Term": "60",
            "LoanPurposeType": "1011",
            "IsAppealAllowed": "false",
            "IsChangeAllowed": "true",
            "Repayment": {
                "Currency": "ZAR",
                "CreditCostMultiple": "2.44",
                "MinAmount": "11990.0",
                "MaxAmount": "13766.35",
                "Amount": "11990.0",
                "TotalFeeAndCreditCost": "13327.9",
                "CreditAdvanced": "13197.5",
                "Frequency": "Monthly",
                "TotalRepayment": "29296.8",
                "BaseInstallmentAmount": "373.09",
                "TotalInstallmentAmount": "488.28",
                "TotalPaymentToLenders": "0.0"
            },
            "Interest": {
                "Rate": "22.00",
                "Type": "1001",
                "FriendlyDescription": "Fixed Interest Rate",
                "IsStaffPreferentialRate": "false",
                "DecimalRate": "0.22"
            },
            "Pricing": {
                "Fee": [{
                    "Currency": "ZAR",
                    "Amount": "1207.5",
                    "Type": "initiationFee",
                    "Frequency": "OnceOff",
                    "Description": "Initiation Fee"
                }, {
                    "Currency": "ZAR",
                    "Amount": "69.0",
                    "Type": "AdminFee",
                    "Frequency": "Monthly",
                    "Description": "Monthly Service Fee"
                }]
            },
            "CrossSellDetails": {
                "Optionality": "Optional",
                "AcceptanceStatus": "TakenUp"
            },
            "Insurance": {
                "MonthlyInsurancePremium": "8.06",
                "InsuranceCommission": "0.56",
                "CostOfInsurance": "7.5",
                "CreditCostMultiple": "2.43",
                "InsuranceFlatFee": "0.0"
            }
        }],
        "Items": [],
        "EvidenceRequest": [{
            "id": "ConfirmAccurateInformation",
            "fulltext": "You confirm that the information you've provided is correct."
        }, {
            "id": "AcceptNedbankInsurance",
            "fulltext": "You confirm that you accept Nedbank credit life insurance as stipulated in the provided terms and conditions"
        }, {
            "id": "DebitOrderMandate",
            "fulltext": "Your installment is due from the 1st of next month and you consent to Nedbank debiting your provided salary account on the day your salary is paid."
        }, {
            "id": "ConfirmConsent",
            "fulltext": "You confirm that if you are married in community of property or if you were married outside of South Africa, that your spouse has agreed in writing to your taking up this loan."
        }, {
            "id": "TermsConditions",
            "fulltext": "You have read and agree to the attached terms and conditions."
        }],
        "TermsConditionsUrl": "https://www.nedbank.co.za/content/dam/nedbank/site-assets/Personal/Personal_Loans/TsandC/Personal_Loans_T&C.pdf",
        "LoanOfferType": "Standalone",
        "ConsolidationAvailable": false,
        "StandaloneAvailable": true
    }
}